Guide
Watch Insurance Guide
Luxury watches deserve proper insurance protection.
Insurance Options
- Homeowner's/Renter's add-on — Often limited coverage
- Scheduled personal property — Specific coverage for valuables
- Specialty watch insurance — Companies like Hodinkee Insurance, JEWELERS MUTUAL
What to Document
- Purchase receipt
- Photos of the watch
- Serial number
- Appraisal (update every few years)
Tip
Some watches have appreciated significantly. Update your coverage value periodically to reflect current market prices.
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